Comfort Keepers Can Help With Planning and Funding for Care at Home in Halifax, NS

Learn more about your family’s  options when it comes to paying for care at home in the Nova Scotia area

Based on their long term care services and the extent of the provided services, your senior’s care cost will vary. No matter the service or extent of care, Comfort Keepers provides a plethora of care options like personal care, companion care, nursing care. Here are common Comfort Keepers funding options for home care, senior housing, and long-term care services.

How much does senior care at home cost?

Our unique services are customized to fit your senior’s needs. Because we offer many types of services ranging from part-time to 24/7 care, a Comfort Keepers specialist can meet with your senior and their support team to ensure their needs and their budget are met. 

Do I have to pay for all home care myself?

By discussing long term care payments with a Comfort Keepers representative, your senior can be fully aware of all their options. 

Contacting your Halifax office can offer you access to many different types of payment options. We can assure you if your current personal or group insurance allows long term care coverage. We also can help you contact a representative from your local government home care program. 

For some clients, local tax relief can offset the cost. By having a medical doctor’s recommendation for a long term care service, most taxpayers can deduct the cost of service from their taxes. 

Comfort Keepers in Halifax, NS has many resources for our services. If you need more payment information, contact the Canada Revenue Agency or your financial advisor. 

The Financial Impact of Family Caregivers

When you care for your senior loved one by yourself, you are aware of the toll and time it takes from your other duties. Comfort Keepers helps you with the extra responsibilities of caring for an elder with very specific needs. 

The cost of your senior’s health is priceless. But our services come with a financial impact. Our services are based on your loved one’s health status and time spent on those services. You might believe you alone can handle them. But you might overlook the cost of your job, family, and other important opportunities. 

The cost of Comfort Keepers might be off-putting to you and your senior. But with the professional help of our caregivers can give you peace of mind and security for your senior. Receiving proper care by well-trained caregivers is the long term care to help your elder relative live a better life. 

Long-Term Care Insurance

Though long term care insurance is more expensive, your senior can avoid depletion of life savings for extended care. Here are some resources to ensure you’re getting the right insurance for your senior:

Some policies cover only specific types of long-term care, while others will cover a variety, such as nursing homes, assisted living, or in-home care.

Know upfront to what degree premiums may increase over time. Also, be aware that premiums vary by the number of covered years. Lifetime coverage can be very expensive.

Many long-term care policies have an “elimination period,” that is, a waiting time during which the covered individual must pay for his own care. The longer the elimination period, the lower the premium.

Know what percentage of daily care costs your policy will cover, and realize that inflation will increase the costs. Inflation protection is commonly sold as a rider for long-term care insurance.

Policies vary in how they define eligibility for benefits. Some plans, for instance, state that a senior qualifies when she can no longer perform certain defined activities of daily living. Contact us today to learn more about our care at home plans available in the Halifax, NS area!