How to Pay for Home Care in Hamilton, ON

Learn how you can pay for home care in Hamilton, ON, and the surrounding area

In this section, Comfort Keepers® will review a few of the common funding options for care services. The cost of long-term care for seniors can vary from a few hours companionship to full-time in-home care.

How much does in-home care cost?

Our services vary in cost depending on your care needs. Our specialist will meet with family and work out a plan which will be on your budget and requirement. You can visit Comfort Keepers Hamilton office to know more accurately about the rate in Hamilton, ON.

Do I have to pay for all home care myself?

Comfort Keepers of Hamilton can explain to you how to access alternative ways to pay for home care. The office can help you to understand that if you are eligible for care funding with your insurance coverage.
You may have income tax relief. Federal disability tax will offset the cost of service. Our services are tax-deductible if a medical doctor recommends the service.

Our Comfort Keepers office will be able to provide you some general information about the programs. Well for specific tax advice, we advise you to meet a financial advisor.
Taking advantage of funding for home care is important. It will allow you to give the maximum care to your loved one.

The financial impact of family caregivers

As a family caregiver, you always get phone calls day or night, and your coordination to get all the things to get done. You have to run errands, grocery shopping, paying bills anything that requires your attention.

You can have peace of mind when you work with a reputable in-home care agency. Knowing that your loved one is taken care of by a professional caretaker. You can spend time with them and sit with them and talk about your day and have a nice time with them.

Long-Term Care Insurance

Long-term insurance can help the senior to pay the cost of long-term care for seniors. However, the coverage can be really expensive. A report by the kaiser foundation says that a policy purchased at the age of 65 has an average of $1800 a year for four years of coverage and $5900 a year when you purchased at the age of 79. For a family with average earnings, the premium can be affordable, but you have to make sure that you will be still able to pay the premium after you retire.
Keep in your mind that not all long-term insurance policies are created equal. Be sure what are you purchasing.

Few policies will only cover specific types of long-term care. while others cover a different one such as nursing home assisted or in-home care service.