Holiday Scams: What Seniors Should Look Out For  

Cyber Security  |  December 10, 2024

What Every Senior in North Vancouver and West Vancouver Needs to Know About Holiday Scams    

Holiday Scams: What Seniors Should Look Out For | Scammers and con artists are all around us these days. It seems that no matter where we turn, a nefarious individual or group is looking to scam us. To make matters worse, they’re becoming more sophisticated in their approach. As we rely more heavily on the technology at our fingertips, sometimes all it takes is a wrong click and suddenly our personal information and money is up for grabs.

The Canadian Government reports that from January 2014 to December 2016, Canadians age 60 to 79 lost almost $28 million to various scams.

And what’s the most wonderful time of the year for scammers? The holiday season, of course. It’s a time of giving, charitability, and all-around goodwill – but all of that can make us more vulnerable to the schemes that are out there. Seniors are certainly no exception. It’s common for scammers to target seniors because they often have large nest eggs and exceptional credit scores, but little financial management. Additionally, memory issues and cognitive decline may make them more willing to give up valuable information.

According to CPA Canada’s Fraud Protection for Seniors webinar, seniors are targeted more frequently because they: are home, often alone, all day; may feel lonely, isolated and overly trusting; struggle with health issues; and have more readily available money. Fraudsters play off these vulnerabilities.

Knowing what to look out for can save seniors from having their finances or even identity compromised. Below are some of the more common scams that target older adults during the holiday season. Share these with senior clients so that they can stay guarded and safely enjoy the holiday season.

Common Holiday Scams: What Seniors Should Look Out For

• “Emergency” Calls: This tactic, which has gained considerable traction over the last few years, involves the scammer calling a senior, claiming to be a grandchild or other family member in need of money. They often say that they’ve been arrested, in an accident, or just need emergency funds in general. Seniors who receive such calls should ask specific questions that will trip up the caller. In most cases, the scammer will not be able to answer these questions and hang up in frustration. When in doubt, the best thing to do when an unknown number pops up is to simply not answer.
• Phony Email Offers: Most personal email inboxes are full of promotional offers, and this certainly ramps up during the holidays. First and foremost, if the offer sounds too good to be true, it probably is. Scammers create emails that look legitimate but contain links that lead to pages requesting personal information. Seniors should look every promotional email offer over carefully, paying close attention to the sender address (it should have a proprietary address such as @amazon.com or @target.com) and anything unusual like misspellings. A good rule of thumb when it comes to entering sensitive information into any website is to ensure that the URL begins with “https.” This signifies that the site is secure and encrypted.
• Free Gift Cards: Speaking of offers that are too good to be true, seniors may come across emails or flashy website ads that advertise free gift cards. While some companies have deals where you receive gift cards after purchase, you can safely assume the ones that say ‘free’ without purchase are entirely illegitimate. Seniors should not click on the accompanying links or ads for these offers.
• Illegitimate Charity: It’s the season of giving, but it’s important to know where exactly your charitable donations are going. Seniors should be wary of any unfamiliar organizations or those whose appeals are overtly emotional. To confirm the legitimacy of an organization, seniors can utilize the website Give.org

#DYK – The Canadian Government reports that from January 2014 to December 2016, Canadians age 60 to 79 lost almost $28 million to various scams.

The Best Senior Home Assistance Care in North and West Vancouver is Comfort Keepers®

Our senior home care agency offers in-home care focusing on aging in place. Our services include; dementia care, end-of-life care, post-surgery care, and palliative care. Comfort Keepers can assist seniors with living transition services, personal care, companionship care, and more! 

Quality and Accredited Elderly Care: Happier, Healthier, and at Home with 24/7 Senior Care Opportunities!

Do you need a home care solution for yourself or a loved one? Have you been thinking about retirement homes and their alternatives as a solution? Comfort Keepers® enables seniors to maintain happy, healthy lives in the comfort of their own homes. In-home care services are available in North Vancouver, West Vancouver, and the surrounding areas.

Comfort Keepers® is a Senior Care Agency That Can Make a Difference with Interactive Caregiving™

Our in-home caregivers ensure our senior clients have the best quality of life. The Interactive Caregiving™ program ensures that a senior’s safety, nutrition, mental well-being, and everyday needs are met. This program brings joy and good health to each client’s home.

Comfort Keepers® North Vancouver and West Vancouver Can Help with In-Home Elderly Care Services!

If you are concerned about the health and well-being of a loved one we can help! Comfort Keepers offers 24-hour care and delivers top-quality and compassionate care for seniors.  We are dedicated to safety technology solutions that foster independence and enhance well-being.

Locally Owned and Operated Home Health Care Agency

Our care centers around companionship for seniors. Empathetic care originates from the soul and allows us to meet our client’s requirements. The seasoned in-home caregivers employed by Comfort Keepers are carefully chosen based on their empathetic qualities.  

Contact the Comfort Keepers® North Vancouver and West Vancouver office at (604) 998-8806 to learn more about our unique in-home care solutions for seniors.

Comfort Keepers is an Accredited Senior Care Agency in North and West Vancouver, BC

Comfort Keepers® North and West Vancouver accredited with Exemplary Standing with Accreditation Canada. Accreditation is an intensive process in which industry experts examine an organization’s processes, policies, and procedures against quality standards. To achieve accredited status, Comfort Keepers® met or exceeded the rigorous standards for Home Care companies, outlined by Accreditation Canada.

References

Government of Canada.  “Archived — Fraud Facts 2017—Recognize, Reject, Report Fraud.”  Web, 2017.

CPA Canada.  “Seniors too ashamed to report financial fraud, say experts.”  Web, 2018.

Better Business Bureau. “Scams Targeting Seniors: Holiday Edition.” Web. 2018.

The Arbor Company. “Holiday Scams Targeting the Elderly to Watch Out For” by Chris Harper. Web. 2017.

AARP. “Holiday Scams.” Web. 2018.

Share This Post: